I took this picture Sunday on my patio. It's an Asian Lady Beetle. These species got imported to the United States a few years back for pest control.
How you can tell it's an Asian Lady Bug? The black 'M' on thorax is characteristic of the Asian Lady Beetle. I had to look this up too ;)
All images, unless otherwise noted, are subject to US and international copyright laws and are the property of a-moment-in-time.com © 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013. No photograph may be reproduced, copied, stored, manipulated, or used whole or in part of a derivative work, profit or non-profit without the written permission of a-moment-in-time.com - unless it's for personal use.